PAYDAY CHECKLIST — IsMyPayRight — version 1.0 — 24 October 2026
https://www.ismypayright.co.uk/resources

1. CHECK THE PERIOD
Match the pay date, dates covered and frequency. Monthly and four-weekly pay
cover different periods. Check your employer's cut-off for overtime or changes.

2. CHECK WHAT YOU EARNED
Compare gross earnings with agreed pay, recorded hours, leave, commission and
adjustments. Ask which dates and earnings a missing or unfamiliar line covers.

3. CHECK DEDUCTIONS SEPARATELY
Copy the full tax code including S/C and W1/M1/X/NONCUM markers. Compare it with
HMRC's record. Check the pension method and earnings basis with payroll. For
student loans, check your plan and whether a postgraduate loan is also due.

4. RECONCILE THE CASH
Gross earnings minus cash deductions plus reimbursements/adjustments should
explain net pay. A correct subtraction does not prove each deduction is right.
Compare the net figure with the actual bank payment and any separate payment.

5. ASK A SPECIFIC QUESTION
Give the pay date, changed line and observed amount. Ask which calculation or
instruction was used and when you can expect an explanation. Use your employer's
private channel; do not post payslips or personal identifiers publicly.

Useful next steps
Checker and editable query: https://www.ismypayright.co.uk/#payslip-checker-form
Changed pay: https://www.ismypayright.co.uk/guides/why-take-home-pay-changed
Official tax checks: https://www.gov.uk/guidance/check-if-the-tax-on-your-payslip-is-correct
Loan plan: https://www.gov.uk/repaying-your-student-loan/which-repayment-plan-you-are-on

UK employees. Contract terms, pay periods, country and tax year matter. The
checker is an estimate and cannot see payroll records or year-to-date history.
Print or adapt with credit, this link and review date retained.