Calculator

Dividend Tax Calculator

See the personal tax on your dividends and how they change your wider Income Tax bill.

Estimate personal tax on ordinary dividends outside ISAs. Your figures stay in this page. The result includes changes to tax on other income when dividends reduce your allowance.

Annual ordinary dividends (£)

Before personal tax, including the dividend allowance. Enter zero if none.

Dividend situation

Tax year and annual income

Tax year

Income Tax region

Other annual taxable pay, pension or profit (£)

Use the taxable amount before the Personal Allowance. Include taxable benefits; do not use take-home pay.

Taxable savings interest (£)

Include interest within your savings allowance. Leave out ISA interest.

Eligible gross relief-at-source pension (£)

Include tax relief added by the provider: £80 paid is normally £100 gross. Do not repeat deductions already removed from taxable pay.

Eligible gross Gift Aid donations (£)

Include the basic-rate gross-up: a £80 donation is normally £100 gross. Check that enough UK tax covers the charity’s reclaim.

Pension and Gift Aid entries must already qualify for relief. This estimate does not check pension annual allowances, foreign income, property finance costs or specialist reliefs.

What this estimate covers

For 2026/27 the dividend allowance is £500 and the rates above it are 10.75%, 35.75% and 39.35%. Ordinary income, savings and dividends share tax bands; Scotland has different rates for ordinary income. The calculation keeps those layers separate.

At £29,570 wages and £3,000 dividends, the dividend tax is £268.75. At £100,000 wages, a dividend can also reduce your Personal Allowance, so its total Income Tax cost can exceed the dividend tax shown in a band table.

This is an annual personal-tax estimate. It does not determine distributable company profits, model Corporation Tax, recommend a salary/dividend split or calculate foreign-tax credits, specialist distributions, loan repayments or benefit changes.

Understand dividend tax and reporting · Check income-threshold effects · Calculate tax on an investment gain

Sources checked 12 November 2026: HMRC dividend rates, reporting dividends and Scottish Income Tax. Tax allowances use the most favourable supported allocation; figures are truncated to pennies at tax-band stages.