Payslip checker
Check your pay before you chase payroll.
Upload your latest payslip or fill in the figures manually. We’ll check the main deductions against the official HMRC rates and show you what to review next.
- Upload a payslip or enter the figures manually.
- Check PAYE, NI, and net pay against HMRC rates.
- Handle salary sacrifice, benefits in kind, and extra deductions when needed.
How it works
Three steps from payslip to answer.
Enter your payslip figures
Upload a payslip image or type in the key numbers manually.
We check against HMRC rates
Your figures are compared line by line against official tax and NI thresholds.
See what to review
See differences against an estimate, with possible explanations and next steps.
Core tools
Start with the main tools.
The checker compares your payslip’s main figures with an estimate. If you are planning ahead, comparing offers, or dealing with variable income, use one of the core calculators below.
Is this job offer actually better?
Compare cash after commuting and the time each role takes.
Open tool →
Is my pay keeping up with prices?
Check real pay against the latest verified ONS CPI release.
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Am I near a tax threshold?
Explore tapers, marginal rates and bonus exposure.
Open tool →
Take-home pay calculator
Model annual pay, pension, and salary sacrifice choices.
Open tool →
Compare two salaries
See what a raise, new role, or variable pay actually changes.
Open tool →
Reverse tax calculator
Work backwards from a target take-home figure.
Open tool →
Flagship guides
Read next if something looks wrong.
Start with the practical explanations that answer the most common checker outcomes, especially for commission, emergency tax, and tax-code changes.
Why you can trust the checker
The payslip checker uses the same HMRC-based engine as the calculator and is designed to show the path from gross pay to net pay rather than just give a black-box verdict.
- Updated for the 2026/27 tax year and current PAYE thresholds
- Explains tax code, NI, salary sacrifice, and extra deduction effects in one flow
- Methodology page shows what is modelled directly and where estimates stop short of payroll-perfect reconstruction
Common next steps after a payslip mismatch
Use these guides when the numbers look wrong but you still need to identify whether the real issue is the tax code, emergency treatment, or a deduction line.
Frequently Asked Questions
- How do I check if my payslip is correct?
- Enter your gross pay, pay frequency, PAYE tax, National Insurance, and net pay from your latest payslip into our free checker. We compare each figure against HMRC rates for the selected tax year and pay period, then flag any discrepancies with possible reasons and suggested actions.
- Why might my PAYE tax be wrong?
- Common reasons include an incorrect tax code, emergency tax being applied, underpayments from previous years being collected via your code, taxable benefits such as a company car, or a mid-year tax code change. Always check the tax code on your payslip matches the one HMRC has on record.
- What should I do if I’ve overpaid tax?
- Check your tax code and employment details in your HMRC Personal Tax Account. If they are wrong, ask HMRC to review them. A corrected cumulative code can repay an overpayment through payroll, but the timing and refund route depend on your circumstances; a code change does not guarantee a refund on the next payslip.
- What is an emergency tax code?
- W1, M1, X or NONCUM means tax is calculated using only the current pay period, without earlier pay and tax in that year. A code such as 1257L M1 still gives the period’s share of its tax-free allowance. Emergency treatment can produce too much or too little tax, especially when pay varies.
- How accurate is the payslip checker?
- The checker uses HMRC rates and thresholds for the selected tax year and pay frequency, but does not use year-to-date payroll history. It cannot reproduce cumulative PAYE exactly. Differences can reflect legitimate tax adjustments, rounding, pension treatment or benefits. Use a mismatch as a prompt to check the details with payroll, not as proof of an error.